expenses

Back to the Basics

Math is a basic part of life.

Not everyone is its biggest fan of it however, we deal with some aspect of math every day.
Whether it’s counting the amount of quarters a washing machine requires to operate or the swipe of a card or Apple Pay deducting the amount, Starbucks charges for their famous, and your favorite, pumpkin spice latte.

As we develop into adulthood, regardless of age there are responsibilities expected of us. Some of us find ourselves well equipped and able to manage such “normal” or “givens” while others of us find ourselves not understanding what and how exactly credit and debits work into our late twenties or thirties. By that time, our lives have been affected greatly, our habits have in one way or another shaped our lives.

Wherever you are on your timeline of growth and personal development. Make note of your finances. The sooner, the better.

Can you truly afford that fancy experience or outing with friends? Or are you getting into massive amounts of debt to avoid feeling ostracized?

Staying true to your financial circumstances may seem out of place in an environment where everyone appears to have it all together. That’s not to say, or discourage you from dreaming and diligently working towards your goals. If anything its the basis, the foundation, knowing where your realistic starting point is in life will allow you to pragmatically progress towards those goals and however lofty they may seem.

One step at a time. One issue at a time.
So maybe you’ve just recently figured out that you need to turn your life around, and you can, you will.

Start small. Reduce your expenses whereever possible. Coupon if you must ( sometimes this helps, sometimes this ends up taking more time than anicipated)

Increase your income. When and if possible. Analyze skills you already have would you enjoy the process of exchanging money for said skill? Would you rather get a part-time job? All creative entrepreneurs are different and so by definition your path to achieve your overall goal will look different, than many… than most. Don’t let that deter you from your vision.

There are moments of uncertainty if you opt for a more “create your own adventure” type of life. The entrepreneurial side of you will guide you towards develop the mindsets necessary to build the grit. Keep moving forward, keep learning.

However, if you find that the lack of structure creates an unmanageable chaos, take some time to asses where and how to CREATE and CUSTOMIZE structure for your particular craft, trade, business (es, for my fellow serial entrepreneurs out there.)

As student debt continues to be a problem for many, uncertainty continues to affect the lives of everyday folk with inflation and whatever else is heavily communicated on the news its a good thing to take a moment to recognize what tools, resources and opportunities are right in front of us. Stay on course.

Always, Be Resilient.

withallmysweetness,

Marii {:), <3.]